AVERAGE personal debt levels across East Renfrewshire are higher than Scotland’s national average, according to Carrington Dean.

Data from the personal insolvency provider has revealed the average level of unsecured debt across the authority is £18,270.

The Scottish based company’s data also showed neighbouring area Renfrewshire’s average of personal debt stands at £17,050.

Scotland’s national average is only £16,133, with the Shetland Island’s being found to have the highest amount at £24,130.

Due to their recently published data, Carrington Dean are encouraging residents across East Renfrewshire to talk about their money worries to help ease the impact of the cost-of-living on their mental health during stress awareness month.

Graeme MacLeod, director of compliance at Carrington Dean, said: "A YouGov survey commissioned by the Royal College of Psychiatrists (RCP), found that more than half of people across Scotland are concerned about the impact of the cost-of-living crisis on their mental health.

“And while doctors are calling on the Scottish Government to reverse the freeze on mental health budgets, it’s important we recognise there’s another solution to helping the ease the impact of the crisis in the meantime that doesn’t cost a penny.

“It’s time to talk.”

The cost-of-living crisis is continuing to have an impact on personal finances, with council tax rises to increased energy costs.

Graeme continued to say: “In my experience Scots are fiscally conservative. Many of us inherit a stiff upper lip when it comes to discussing our finances.

“We’re often taught from a young age that no one should know how much you have, or don’t, and that talking about money is uncouth. That attitude can only exacerbate money troubles, leading people down a dark and lonely path.

“It’s no secret that debt is the final taboo but there’s no place for judgement or ignorance when it comes to money worries in a modern Scotland.”

Carrington Dean are also encouraging anyone who needs help to seek further support to find a solution to their rising debt.

“Scotland is leading the way with progressive debt help through the Debt Arrangement Scheme – a forward thinking solution not available elsewhere in the UK – and continues to provide support through Protected Trust Deeds,” Graeme said.

He added: “Talking about debt isn’t easy but one conversation can change everything. Whether it’s opening up to a friend, colleague or a professional advice service, there’s a host of support available.”